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Minha Casa Minha Vida is a wonderful investment opportunity for businessmen and families alike. With just minimal capital you will see a fixed 20% return on investment within 2 years.

Caixa Bank is providing the loans to developers who are building these 400,000+ homes for low-income families. As a government owned bank, Caixa has access to more funding than private banks. It?s also the forerunner in the government?s social housing program and market.

For families falling below the poverty level in Brazil, this is a unique opportunity to make their dreams come true. Caixa is also providing the mortgages to these families, often at 100% financing. This means that qualifying households will see little to no closing costs. The mortgage payments are locked in for 36 months to these families as well. Their savings can go toward more important things like education. There has been a major push recently in the investment into social housing. Most new developments being built are catering to low-income families. Even those that aren?t normally considered ?low-income? are setting aside at least 10% of their development properties to help families in need. The government grants and funding involved in these projects also make it an attractive investment for those who are looking to get into the property market.

Minha Casa Minha Vida is one of the largest investments of this type to date. In the late 50s and 70s there were major developments around the world and Minha Casa Minha Vida is following that formula. However, the investment returns on those previous projects weren?t nearly as safe as Minha Casa is turning out to be. Phase 1 ended ahead of schedule and now developers are already well into phase 2. That means 2 million homes going up before 2014.